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PROFESSIONAL ASSISTANCE FOR YOUR HOMEOWNER INSURANCE CLAIM
Once the insurance company has conceded coverage, your loss needs to be adjusted so you receive a proper settlement. In general, there are three major steps in properly adjusting a claim. The first step is assessing all the damage to your property correctly, including building and personal property. Oftentimes, homeowners and insurance adjusters fail to include all of the damages caused by the loss. An incomplete assessment will certainly result in an underpaid claim. Once a proper assessment of your damages has been made, the second step is to properly determine what needs to be done to repair the damages. Damaged property will need to be either cleaned, repaired or replaced. Settling on improper repair alternatives or methods will only benefit the insurance company and is contradictive of the benefits provided to the homeowner under their policy. When step one and step two are complete, the final step is to estimate or determine the cost of the proper repairs.
We work for YOU, not the insurance company. Our adjusters are licensed by the State of New Jersey and experienced in both insurance and construction. We know how to prepare your claim properly so you receive the best settlement. If you’d like to discuss your loss or schedule a free “no obligation” claim review, call or contact us today to speak with one of our adjusters.
We will tell you upfront whether or not we can help you. If we handle your claim, our fee is based on a small percentage of your claim after settlement with no “out-of-pocket” cost.
2 REASONS HOMEOWNERS HAVE PROBLEMS WITH THEIR CLAIMS:
- They do not describe or present their claim properly.
- They unknowingly settle on repair estimates that do not reflect all the damage.